From Bad Credit to Funding Ready — Without Guessing What To Do Next

We help you clean, build, and position your credit so you can get approved. No hype. No gimmicks. Just a clear path forward.

Cancel anytime. No long-term contracts.

The Process

How Credit Coach Works

We don't just fix your credit — we position you to get approved.

STEP 01

Clean Up

Remove negative and inaccurate items dragging your profile down.

STEP 02

Build Up

Strengthen your credit profile with strategic account building.

STEP 03

Position

Optimize your profile so lenders see you as a strong candidate.

STEP 04

Access

Apply for credit, business funding, and financial products with confidence.

Pricing

Choose Your Path to Better Credit

Every plan includes AI-powered analysis, dispute preparation, and a clear strategy to improve your credit profile.

Credit Coach Starter

Start rebuilding your credit the right way

$59/month
Start with Starter

What's included

  • AI-powered dispute letters
  • Monthly credit review
  • Negative account analysis
  • Basic improvement recommendations
  • Email support

Bonuses included

  • Credit Foundations Guide (PDF)
  • Access to educational articles
Most Popular

Credit Coach Pro

Build your profile and move toward approvals

$99/month
Start with Pro

What's included

  • Everything in Starter
  • Custom credit strategy plan
  • Utilization optimization guidance
  • Tradeline recommendations
  • Step-by-step credit building roadmap
  • Priority dispute handling

Bonuses included

  • Funding readiness checklist
  • Business credit starter guide
  • Light access to MyBLOC system

Credit Coach Elite

Get positioned for real funding

$129/month
Start with Elite

What's included

  • Everything in Pro
  • Monthly 1-on-1 strategy call
  • Funding preparation guidance
  • Deal review support
  • Business credit structuring
  • Priority support

Bonuses included

  • Access to funding pathways (credit cards, lenders)
  • Approval Strategy Session
  • Fast-track profile optimization

6-Month Commitment Reward

Stay committed to your credit journey for 6 months, and we'll continue working your file for 3 additional months at no cost.

That's 9 months of service for the price of 6. Our way of rewarding your commitment.

Why Credit Coach

This Isn't Just Credit Repair

We don't just remove negatives and walk away. We build your entire credit profile and prepare you for real financial opportunities.

We focus on approvals, not just disputes

Most services stop at removing negatives. We build your entire profile so lenders want to say yes.

Strategy-based approach, not guesswork

Every action is mapped to a specific outcome. No generic templates or cookie-cutter plans.

Built around how lenders actually think

We understand underwriting. Your profile is optimized for the way real decisions get made.

Designed to move you toward funding

Credit cards, business credit, loans — we prepare you for what comes after the cleanup.

Your Starting Point Doesn't Matter. Your Next Move Does.

Whether your score is 450 or 650, the process is the same: clean up, build up, position, and access. Let us show you the way.

Important Disclosure: Results vary based on individual circumstances. No guarantee of specific credit score improvement or item removal. Credit Coach provides credit analysis, dispute preparation, credit building guidance, and funding preparation support. You have the right to dispute items directly with the credit bureaus at no cost. Credit Coach is not a law firm and does not provide legal advice. The 6-month commitment reward requires maintaining an active paid subscription for 6 consecutive months.